While it's best to avoid postdating checks so you don't run the risk of getting hit with bounced check fees, you can contact the bank with a written or verbal request to hold the check until the future date.
Since it requires the bank to take similar steps to a stop-payment on a check, the bank might charge you a fee for requesting that it ensures postdated checks are held until the right date.
Every state has its own laws that protect the rights of workers to receive wages for hours worked.
Generally, your employer must pay you on a specified pay day and cannot post date your check.
Most state laws say that if you notified your bank about a post-dated check in writing a reasonable time before it receives the check, your bank is legally required to honor your request for six months or the bank will be liable for your fees.
With an oral notice, your request is good for only 14 days.
Also, debt collectors cannot threaten someone with cashing postdated checks early.
Check recipients can either decide to accept or not accept a post-dated check.
Therefore, the practice of issuing or accepting a post-dated cheque is not encouraged.
This is to avoid any incidence of returned cheque due to insufficient funds and the resulting penalty charges.
If you want to write a postdated check just hoping it won't be cashed before a certain date, check your state's law first.
Some states, including California and Georgia, place responsibility on check writers to ensure their checks are not cashed or deposited too quickly.